\ FEMA Assistance in the Valley 7/16/18
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FEMA Assistance in the Valley 7/16/18

By Clip Syndicate

FEMA is in the Valley for the disaster declaration in Cameron and Hidalgo counties from the June floods. FEMA staff are going door to door, looking for those who may have special needs or maybe need assistance in registering for help from FEMA. FEMA recommends applying for help, even if you are not sure whether or not you qualify for help. They also offer Small Business Association loans to help with further assistance as well. (ONA) Other Needs Assistance is also available. For more information, call 1-800-621-3362 or visit www.femadisaster.gov.

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FEMA is in the Valley for the disaster declaration in Cameron and Hidalgo counties from the June floods. FEMA staff are going door to door, looking for those who may have special needs or maybe need assistance in registering for help from FEMA. FEMA recommends applying for help, even if you are not sure whether or not you qualify for help. They also offer Small Business Association loans to help with further assistance as well. (ONA) Other Needs Assistance is also available. For more information, call 1-800-621-3362 or visit www.femadisaster.gov.
http://chic.clipsyndicate.com/video/playlist/12513/7386794?cpt=8&wpid=2637 Sun, 15 Jul 2018 15:01:12 +0000 FEMA Assistance in the Valley 7/16/18 FEMA is in the Valley for the disaster declaration in Cameron and Hidalgo counties from the June floods. FEMA staff are going door to door, looking for those who may have special needs or maybe need assistance in registering for help from FEMA. FEMA recommends applying for help, even if you are not sure whether or not you qualify for help. They also offer Small Business Association loans to help with further assistance as well. (ONA) Other Needs Assistance is also available. For more information, call 1-800-621-3362 or visit www.femadisaster.gov. http://chic.clipsyndicate.com/video/playlist/12513/7386794?cpt=8&wpid=2637 KRGV >> good sunday morning folks and thank you for joining us on "inside the valley." i hope you all are having a fantastic weekend, enjoying your sunday breakfast, maybe your cup of coffee, thank you very much for tuning in with us. we're talking to fema. as you know last month there was severe flooding is a lot of you were affected and your homes were damaged and we have fema here talking to us about the information that you all need to know, the different questions, and any advice that you can give and kind of all of that information. we have robin smith and -- garza here. thank you both for coming in today. >> unaware of having us. good to be here. >> so tell us a little bit about fema itself and how you all stepped in now with the floods and the damage that had happened in june. >> well, we are here after a presidential disaster declaration that currently is for cameron and hidalgo county. there's a possibility that o thers may be added as the governor asks for potential assistance elsewhere, but right now this is where we are. we have staff on on the ground who are going. [knocking on door] , actually trying to assist looking for those who may have special needs or maybe need assistance in registering as well. >> and speaking of registration, we want folks to call. i'm sure the number will be on your screen. 1-800-211-3362 or www.f emadisaster.gov. now you have to have the following information for the registration. of course your address and zip code, all of the basics but i think the most important is your social security. >> definitely. >> and people can apply still at this moment as long as they go online and through the application process. it's about 20 minutes of that information. >> it doesn't even always take that long. yes they don't even have to go online. they can go to 800-211 opinion 62 or femadisaster.gov. and the social security information we have been asked that several times recently and perhaps one of the parents in the home doesn't have a social security number, if one of the children do they are able to actually apply. >> it doesn't matter how old the child is. it child can be two days old, three days old, as long as the child has a social security number you're eligible to apply for fema assistance and also have you have applied for a fema grant you can move on and also apply for a small business administration loan. and i know there's a misconception because it says bills. but, no, fba and fema work together, as robin one said we're attached at the hip. we're working together and so it's really posh that you -- that if you're able to, to you should apply for sba loan for your house damage because they offer very, very low interest loans. >> and in addition to that, the other part is that, fema ingredients are -- i think the average is between five and six thousand dollars and that's not coming close to making repairs. i look at this like a safety n et. obviously we would have prefer to have free money but it may be that you think you have got the repairs made now and you find with as warm as the weather has been that you could -- if you put the shoot rock back in and the insulation back in and you don't let the 2 by 4's or the studs dry, you essentially have createed a center rare yum and you may have mold growing agai^ or the builder comes in later and says, hey, this not all of the damage that is here, you have other things, having that sba loan just sit ig there and they're not going to charge you interest until you would use some of the money, then it gives you the option and somewhere to go back and potentially get further assistance. >> and you know robin mentioned something -- she mentioned safety note. another safety net that we do offer is "other needs a ssistance, or ona" and that money is set aside for those who did not receive an sba loan but need a small loan for things like medicines or just say you lost your wheelchair, your crutches and the flood so that money will help you and it's cold ona. once you have applied for fema, you automatically and you will get ona assistance. >> actually the way it usually works is, you fill out the application, and then you are referred to the small business administration, you need to be sure and fill out the small business administration loan, even if you think you won't qualify or you know you won't qualify. if i recall don't be that confident because they are very forgiving. the sba loans are really wonderful. but in addition, if you are turned down for the sba loans you will be referred to ona. >> and i know we specific want to touch on -- you mentioned what you people are getting or five 0 six thousand dollars and, of course, you want people not to be hoping that they're going to be getting tens and tens of thousands of colors dollars to repair their well home because there's so many other disasters out there and so much we can use for those who have been a ffected. >> first of all i want to mention the five to six thousand dollars is an average, so it's could be that people -- some will get less, some will get more. but yes fema has only been tasked by congress to help you with safe, security and sanitary. so that's very basic things. and i try to always use an example of the floors. they are good example the say the water came up to your floors and you have carpenters on top of the floors or you have tile. we may be able to help why you if the wood underneath is damaged, but we may not sift you with the carpeting or the tile because you can live in a basic fashion to get you started on that recovery by still walking on the new plywood or whoever. so. >> thank that's probably a good example. do you have another one. >> what i was going to bring up, that brings up deferred maintenance. you know, some people may not receive assistance and all that means is a plea existing condition. you know, robin was talking about wood, maybe -- the fact that it has to dry but what if that would was dry rot? what if it was eaten by t ermites? that's what we consider a preexisting condition! those would be -- >> that is deferred marchese. >> and it may be that you could still get fema assistance but perhaps not for that portion. there would still be other things. >> and some things that i have learned about fema, since i'm new to fema and i'm happy to be here, is -- it's called individual -- it's a fema grant but it's an individual assistance fema grant so it's just like robin said, everybody is different. everybody is -- everybody's needs are different. it just depends. >> and so i know that we have spoken on this before and we have touched on this to let the public know, if you did request assistance from fema in the past and you did get help for flooding, you know, and you did not get flood insurance or you did not get insurance on your home you won't be able to -- >> you may not qualify for all of the fema assistance. one thing do i want to mention though is, for those who were damageed and received fema assistance in 2015, we actual as part of their fema grant purchased flood insurance for three years for many people. so they really do need to call back if they were -- if they suffered damages and say, hey, do i still have coverage under that. it was right on the cusp much that time period because it would have been -- 2015 would have been the memorial day floods. it's worth checking into. one of the this that we do need had to remind meme, if you do get a fema grant in the past or going forward, the expectation is that you maintain flood insurance going forward. if you do not it does indeed limit you on what you may need to get. having said that however we are not the only game in town. and i -- that sounds like a humorous phrase but the reality of it is, we come in, we could help with this one thing. your community, the states programs are here all the time. and we're -- the states -- we will be opening disaster recovery centers. we don't have the exact location ex yet. they're trying to locate them. but there will be a number of different options in there so even if you apply for a fema fund and may not receive them come down to the disaster recovery center and talk to people down there. it may be that there's some other people out there or other organizations out there who may be able to assist. >> i want to go back to the insurance. you know we were talking about getting flood insurance. our administrator brock long has come one a new strategic plan and part of that plan, one of the prongs of that plan is just cultureal awareness of flooding. i heard on channel 5, i was watching a news story and one woman that was flooded said "i have never would not insurance because i never thought i would flood". >> right. >> one of the things mr. brock long is trying to do is close that insurance gap all across the country so even if you don't live in a floodplain it's still important. it's not if; it's when. it's when you are going to be hit with a natural disaster. >> of course and again just to touch briefly before we go people can call, contact, why to the website, apply if you haven't -- that number is 1 -800-621-3362 and fema is currently on the ground right now in the valley, going, a ssetsing the damage in dump areas. is there anything else that you would like to mention. >> actually there is. most people will receive some form of correspondence with f ema. i want people to understand it's written in what i would call government gobbledygook so it's if confusing of at all take that down to the disaster recovery center. any letter that you get should be looked at as a call to a ction. it means we don't have enough information to go further so we have put your file on hold. take your letter down or call u pped he 800 number back and it may be if you provide us with additional information we could then perhaps move forward. >> may i add one more little thing. you really have to go over that application where a fine-tooth comb. any letter that you leave out or any number you leave out may not qualify you for a front so you need to make sure that awe fill out that form as precisely as you can. >> of course. thank you ladies for coming in. i hope we answered some questions that you had or clarified things. if you have any questions or anything else that you want to ask, you can call the 1-800 number. and that you again ladies for coming in and we appreciate it. >> thank you. >> all right folks when we come back, we are talking about operation lone star. we




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